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August 24, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Virginia Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
Most Fatal Collisions Happen Close To Home
An analysis of WTSC data showed that 86% of drivers in fatal crashes were killed while driving within 15 miles of home. It is important to always be cautious and aware when driving, no matter how short the distance.

 


  Newsroom  
 


Two-Vehicle Crash Critically Injures Teen
Chesterfield County Police are investigating a two-vehicle crash that critically injured a 16-year-old girl. The crash occurred in the 9000 block o...
Read more >


Plano East Senior High School Mock Pre-Prom Car Crash Helps Curb Alcohol-Related Accidents
The morning of Tuesday, April 10, 2007, the City of Plano Youth Advisory Commission, Plano Police and Fire Departments, PESH Principal Karen McDona...
Read more >


17-Year Old Female Dies After Driver Loses Control Of The Car
On Saturday, June 15, at about 11:45 p.m., a single-car accident occurred at the 29-mile marker on H-11, near the park's Hilo entrance. One of the ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Commissioner of Insurance

Definition:
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

Liability Insurance

Definition:
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Virginia Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Virginia Car Accident Lawyers as soon as possible:

  • Alexandria
  • Annandale
  • Arlington
  • Ashburn
  • Blacksburg
  • Burke
  • Centreville
  • Charlottesville
  • Chesapeake
  • Chester
  • Chesterfield
  • Christiansburg
  • Colonial Heights
  • Culpeper
  • Danville
  • Dumfries
  • Fairfax
  • Falls Church
  • Fredericksburg
  • Front Royal
  • Glen Allen
  • Hampton
  • Harrisonburg
  • Herndon
  • Hopewell
  • Leesburg
  • Lorton
  • Lynchburg
  • Manassas
  • Martinsville
  • Mc Lean
  • Mechanicsville
  • Midlothian
  • Newport News
  • Norfolk
  • Petersburg
  • Portsmouth
  • Powhatan
  • Radford
  • Reston
  • Richmond
  • Roanoke
  • Salem
  • Spotsylvania
  • Springfield
  • Stafford
  • Staunton
  • Sterling
  • Suffolk
  • Vienna
  • Virginia Beach
  • Waynesboro
  • Williamsburg
  • Winchester
  • Woodbridge
  • Yorktown
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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